Health care

At Michigan State University, we offer a wide range of health care programs to help meet the needs of our employees. Look through the links on this page to learn more. If you have any questions, please contact MSU Human Resources at 517-353-4434, 800-353-4434 or email SolutionsCenter@hr.msu.edu.

Health Care Plans

• Blue Care Network (BCN) HMO
• BlueCard Out-of-State - NEW for the 2024 plan year
• Cigna Global Health Plan for Retirees
• Cigna Global Health Advantage (CGHA) Plan for Employees 
• Community Blue PPO
• Consumer Driven Health Plan (CDHP) with Health Savings Account (HSA)
• Humana Group Medicare Advantage PPO Plan
• Humana MSU Non-Medicare PPO Plan
  
• Summaries & Brochures
  
• Medicare Benefits
  
• Medicare Advantage Plans
  

Forms

• Affidavit of Dependency
• Loss of Previous Coverage
• Other Eligible Individual (OEI) Information 

Transparency in Coverage Machine Readable Files

The Transparency in Coverage Rules require most group health plans to disclose pricing information in two separate, public available, machine-readable files (MRFs).

The MRFs contain the following sets of costs for items and services:

1. In-Network Rate File - Rates for all covered items and services between the plan or issuer and in-network providers.
2. Allowed Amount File - Allowed amounts for and billed charges from out-of-network providers.

Members and Employers: Machine Readable Files / BCBSM and BCN

Additional Resources

Learn more about the following optional benefits options that are available to help eligible retirees and employees:

• Livongo: A diabetes management program to help you feel empowered to take control of your health and save money on necessary medical supplies. Available for all active benefit eligible employees and dependents (including those with insurance under the Affordable Care Act (ACA). Please note that employees and/or their dependents enrolled in Medicare are not eligible (a similar program is available through Medicare).
  
  
• Teladoc: An online medical care service that gives you 24/7 access to a health care professional via web, phone or mobile app in minutes. Available to active employees and their dependents that are enrolled in a MSU health plan (including those with insurance under the Affordable Care Act (ACA)).
  
  Note: Retirees covered under Humana have a similar program available to them. For more information contact Humana Customer Service at 800-273-2509.
  
  
• Teladoc Medical Experts: Find expert, medical, second opinions and access to coaching and online educational tools. Available for all benefit eligible retirees and regular benefit eligible employees.
  
  Note: Employees with insurance under the Affordable Care Act (ACA) are not eligible.
  
  
• TruHearing: Some benefit providers offer discounts on hearing aids for retirees and active employees.