Community Blue

Community Blue is a Preferred Provider Organization (PPO) which allows you to choose whether you receive health care services from a Community Blue PPO physician (in-network) or any physician (out-of-network). There is a nationwide network of participating PPO physicians and hospitals that allow you to choose any physician in the network without requiring a referral from a primary care physician (PCP).

For questions about specific coverage details or to access a listing of PPO participating providers, go to www.bcbsm.com or call 888-288-1726.

Faculty, Academic Staff and Executive Management (FAS):
Have to meet the 2026 plan year, in-network deductible of $100 individually and $200 per family, per calendar year. The out-of-network deductible and co-insurance responsibility appear below. 

Support Staff (SS):
Do not have an in-network deductible requirement for the 2026 plan year. The out-of-network deductible and co-insurance responsibility appear below.

For out-of-network services (for faculty, academic staff, executive management and support staff), there is a calendar year deductible of $250 individually and $500 per family with higher out-of-pocket costs, usually a 20% co-pay.

Please review the Summary of Benefits & Coverage (SBC) and eligiblity information in the applicable Benefits Open Enrollment Guide located at Benefit Summaries & Brochures.