Blue Cross Blue Shield of Michigan Community Blue
Community Blue is a Preferred Provider Organization (PPO) and allows you to choose whether you receive health care services from a Community Blue PPO physician (in-network) or to choose any physician (out-of-network). There is a nationwide network of participating PPO physicians and hospitals that allow you to choose any physician in the network without requiring a referral from a primary care physician.
For questions about specific coverage details or to access a listing of PPO participating providers, go to bcbsm.com or contact your MSU Dedicated Customer Service Unit at 877-354-2583.
Faculty, academic staff and executive management have to meet an in-network calendar year deductible of $100 individually and $200 per family. The out-of-network deductible and co-insurance responsibility appears below.
Support staff does not have an in-network deductible requirement. The out-of-network deductible and co-insurance responsibility appears below.
For out-of-network services (for faculty, academic staff, executive management and support staff), there is a calendar year deductible of $250 individually and $500 per family with higher out-of-pocket costs, usually a 20 percent co-pay.
Access coverage and eligibility information via the EBS Portal.