voluntary Benefits
Employee Paid Benefits
MSU benefits-eligible faculty and staff have the opportunity to enroll in several voluntary, employee-paid benefits programs. These programs include:
- Vision Insurance
- Legal Insurance
- Critical Illness Insurance
- Auto & Home Insurance
- Pet Insurance
- Discounts
Enrollment Information
You can access information about all the listed programs and enroll online by visiting MSUBenefitsPlus.com. Various programs may have open enrollment periods that limit when you can enroll in coverage. Premiums for any programs you may choose to enroll in will be deducted from your paycheck, monthly. For employees who are paid bi-weekly, it will be deducted from the first paycheck of the month. The MSU Benefits Plus administrator is Corestream.
To sign up for an account on MSUBenefitsPlus.com, you will need your MSU ZPID number. You can locate your ZPID on your MSU Spartan Card ID badge or you can find the number in the EBS Portal under the Personal Profile / Personal Information Section.
Vision Insurance
Vision Insurance coverage can help with the costs of glasses and contact lenses for you and your family. Review the plan summary sheet for basic information about the plan coverage and rates:
- 2024 Plan Year - Coming Soon
- 2023 Plan Year
Benefits-eligible faculty and staff can enroll during Open Enrollment in the fall. Outside of Open Enrollment, benefits-eligible new hires or newly-eligible faculty and staff have 30 days to enroll from their date of hire or date of eligibility. If you are a new hire or newly eligible and wish to enroll in VSP Vision Care, please call MSU Benefits Plus Customer Care at 888-758-7575. To use your benefits once enrolled, there's no ID card necessary. If you'd like a card as a reference, you can print one at www.vsp.com.
Legal Insurance
With ARAG Legal Insurance, you can access legal assistance in a wide variety of situations when you need it without worrying about the costs. Review the plan summary sheet for basic information about the plan options and rates:
- 2024 Plan Year - Coming Soon
- 2023 Plan Year
Benefits-eligible faculty and staff can enroll during Open Enrollment in the fall. Outside of Open Enrollment, benefits-eligible new hires or newly-eligible faculty and staff have 30 days to enroll from their date of hire or date of eligibility. If you are a new hire or newly eligible and wish to enroll in ARAG Legal Insurance, please call MSU Benefits Plus Customer Care at 888-758-7575.
Critical Illness
Critical Illness Insurance through MetLife gives you extra cash in the event you or a covered family member experience a covered illness. This money can be used to offset unexpected medical expenses or for any other use you wish. The plan offers $10,000, $20,000, or $30,000 of Guaranteed Issue coverage. Review the plan summary below:
- 2024 Plan Year - Coming Soon
- 2023 Plan Year
Benefits-eligible faculty and staff can enroll during Open Enrollment in the fall. Outside of Open Enrollment, benefits-eligible new hires or newly-eligible faculty and staff have 30 days to enroll from their date of hire or date of eligibility. If you are a new hire or newly eligible and wish to enroll in Critical Illness Insurance, please call MSU Benefits Plus Customer Care at 888-758-7575.
Long-Term Care Insurance
Long-Term Care Insurance through Transamerica will no longer be offering new enrollments after June 30, 2021. Anyone currently enrolled will be able to remain on the plan. Starting October 2022, members will no longer be able to pay for premiums via payroll deduction and will be switched to direct quarterly billing. You can contact Transamerica at 800-227-3740 if you have any questions concerning your account or billing updates.
Auto and Home Insurance
Benefits-eligible faculty and staff are able to get bids from and enroll in auto and/or home insurance with either Farmers Insurance or Liberty Mutual Insurance. Enjoy the convenience of having your home and auto insurance payroll deducted. There is no formal enrollment period for auto and/or home insurance. The coverage period will vary depending on when your policy is issued.
Pet Insurance
Benefits-eligible faculty and staff are able to enroll in Pet Insurance with Nationwide. Nationwide offers several plan options that may cover surgeries, diagnostic tests, hospitalization, prescriptions, wellness exams, etc. There is no formal enrollment period for pet insurance. The coverage period will vary depending on when your policy is issued.
Discounts
You can visit MSUBenefitsPlus.com to access information on employee discounts.
We've requested accessible versions of website documents from vendors. If you have difficulty reading any documents, contact the HR Solutions Center at 517-353-4434 or SolutionsCenter@hr.msu.edu.
