Please review the appropriate Open Enrollment Guide for your employment group:

• 2025 Faculty and Academic Staff Open Enrollment Benefits Guide
• 2025 Support Staff Open Enrollment Benefits Guide
• 2025 MSU Retiree Open Enrollment Benefits Guide
• 2025 Open Enrollment Benefits Guide for individuals in the following groups: Cash-for-Life, COBRA, Long-term Disability, One Year Paid Medical, Postdoctoral Fellows, Unpaid Leave of Absence, and Workers’ Compensation.

Visit the Open Enrollment FAQ page to find answers to the most frequently asked questions about Open Enrollment. 

Visit the Voluntary Benefits FAQ page to find answers to the most frequently asked questions about voluntary benefits, such as vision, legal, and critical illness insurance.

The Affordable Care Act requires that health plans and employers that provide self-insured plans provide comparative information to consumers on health plan options. In order to help consumers compare various plans that may be available to them, Summary of Benefits and Coverage (SBC) documents like the ones provided on this page are laid out in a specific format and include specific groupings of information determined by the Affordable Care Act. The following SBC documents are available for health plan options MSU makes available to faculty and staff. Not all individuals are eligible for all plans.

• Summary of Benefits and Coverage Documents

MSU Human Resources is pleased to provide you with this resource to help you learn about or re-familiarize yourself with various regulations intended to safeguard your health care rights. Included in this publication you will find health care notices regarding: 

• Disclosure about the Benefit Enrollment Communications
• Mid-year election changes to pre-tax benefits
• HIPAA Special Enrollment Rights Notice
• Women's Health and Cancer Rights Act (WHCRA) Notice 
• Newborns' and Mothers' Health Protection Act (WHCRA) Notice
• Notice of Patient Protections
• HIPAA Notice of Availability of Notice of Privacy Practices
• Contact Information for MSU Health and Dental Plans
• Medicaid and the Children's Health Insurance Program (CHIP)
• Your Prescription Drug Coverage and Medicare

Click here to read the Health and Welfare Benefits Notices

The following emails regarding the 2025 plan year Open Enrollment period were sent between September 16 and October 31, 2024. Please note that some emails were sent to target audiences. 

• September 16: Welcome to the Open Enrollment Period for Retirees
• September 23: Save the Date for the MSU Benefits Fair
• September 25: Notice for ACA-Mandated Employees
• September 26: Employees with Overage Dependents in Dental Coverage
• September 26: Employees with Overage Dependents in Health Coverage
• October 1: Welcome to the Open Enrollment Period for Support Staff
• October 1: Welcome to the Open Enrollment Period for Faculty/Academic Staff
• October 2: Benefits Fair Reminder for Employees
• October 2: Benefits Fair Reminder for Retirees
• October 9: Flexible Spending Account Information
• October 10: Action Required to Continue Spouse/OEI Benefits in 2025
• October 21: Notice of Potential Lapse in Your FSA Enrollment
• October 24: Action Required to Continue Spouse/OEI Benefits in 2025
• October 31: Open Enrollment Ends Today

Please enroll in your benefits options for the 2025 plan year between October 1-31, 2024.

The Enrollment Instructions and Video webpage provides detailed instructions to enroll in health, dental, life, accident, and flexible spending account plans. 

You have the option to enroll in voluntary benefits – such as vision, legal, and critical illness insurance – through the MSU Benefits Plus website. Please note: you may only enroll in, make changes, or cancel voluntary vision, legal, and critical illness insurance during the Open Enrollment period in October.

Please review the Add a Family Member or Dependent Tutorial webpage. 

We're offering an in-person Benefits Fair on October 3 from Noon – 7 p.m. at the Breslin Student Events Center. Find more details on the MSU Benefits Fair Information webpage, including information on how to make a flu shot appointment with the MSU Health Care Pharmacy.

Consider participating in an HR Site Lab to ask questions or receive assistance with enrollment from HR staff. In-person and virtual site lab options are available.

October 10 (In-person for IPF) | 2:00-5:00 p.m. and 10:00-11:00 p.m.
1147 Chestnut Rd, Room 27, East Lansing MI 48824

October 16 (Virtual)  | 9:00 a.m. – 1:00 p.m.
Find a link to join on the HR Site Labs webpage.

October 17 (In-person) | 11:00 a.m. - 1:00 p.m.
CHM Benefits Resource Fair, Secchia Center, 15 Michigan St NE, Grand Rapids MI 49503

October 17 (In-Person) | 2:00-5:00 p.m. 
MSU Fall Extension Conference, DeVos Place, 303 Monroe Ave NW, Grand Rapids MI 49503

October 22 (In-person)  | 10:00 a.m. – 4:00 p.m. 
International Center, 427 N. Shaw Ln, Spartan Rooms B and C, East Lansing, MI 48824 

October 23 (In-person for SLE) | 1:00-4:00 p.m. 
1855 Place, 550 S. Harrison Rd, Main entrance, East Lansing, MI 48823

October 31 (In-person) | 8:00 a.m. – 5:00 p.m.
HR Building, 1407 S. Harrison Rd, Room 125, East Lansing, MI 48823

Find more details on the HR Site Labs webpage.  

The Online Benefit Provider Resources webpage offers a variety of resources from our MSU benefit providers that you can review online at any time. Resources include brochures, videos, contact information for further questions, and more. This is a great resource if you're unable to attend the in-person Benefits Fair.

Review page 7 or 8 in the appropriate Open Enrollment guide to determine if you need to do anything during the Open Enrollment period:

• 2025 Faculty and Academic Staff Open Enrollment Benefits Guide
• 2025 Support Staff Open Enrollment Benefits Guide
• 2025 MSU Retiree Open Enrollment Benefits Guide
• 2025 Open Enrollment Benefits Guide for individuals in the following groups: Cash-for-Life, COBRA, Long-term Disability, One Year Paid Medical, Postdoctoral Fellows, Unpaid Leave of Absence, and Workers’ Compensation.

Please review the instructions to complete Open Enrollment.

Voluntary benefits – such as vision, legal and critical illness insurance, among others – are offered through MSU Benefits Plus and are not administered by MSU. If you are already enrolled in the voluntary benefits and wish to continue your coverage, no action is needed. If you wish to add new coverage, make changes, or cancel existing coverage, please visit the MSU Benefits Plus website. Contact MSU Benefits Plus at 888-758-7575 with any questions.

Voluntary benefits (including VSP vision insurance) are administered directly through MSU Benefits Plus (not MSU) and do not appear on your emailed MSU Benefits Confirmation Statement when you participate in Open Enrollment through the EBS Portal.

When you enroll in a voluntary benefits plan through the MSU Benefits Plus website, you will receive an email confirmation statement directly from MSU Benefits Plus.

After you log in to the MSU Benefits Plus website, click Enrollments to view a summary of your enrollment elections. Click on Deductions to view an itemized list of your voluntary benefit deductions. 

Please note: MSU retirees do NOT need to complete the affidavit.

Completed Affidavit Online: When completing enrollment through the EBS portal, you will receive an emailed MSU Benefits Confirmation Statement. To verify you have completed the affidavit successfully, review the affidavit reply date on your benefit confirmation statement under the Health Plan Affidavit section. If the date listed is within the Open Enrollment period, you have completed the affidavit successfully.

Completed Affidavit via Email/Mail: If you were mailed the Benefits Open Enrollment Guide and you submitted the affidavit via email or mail, you can login to the EBS Portal, select My Benefits on the top navigation, click on Current Benefits Participation and preview your Benefits Confirmation Statement to validate the affidavit reply date. If the date is not updated, please contact the HR Solutions Center at SolutionsCenter@hr.msu.edu or 517-353-4434 (toll-free 800-353-4434) to verify receipt. It may take 7-10 business days to show an updated affidavit reply date.

Most elections continue each year without the need to re-enroll. Exceptions include flexible spending accounts and the completion of the spouse/OEI affidavit for benefits-eligible employees (retirees do NOT need to complete the affidavit).

Review page 7 or 8 in the appropriate Open Enrollment Guide to determine if you need to do anything during the Open Enrollment period:

• 2025 Faculty and Academic Staff Open Enrollment Benefits Guide
• 2025 Support Staff Open Enrollment Benefits Guide
• 2025 MSU Retiree Open Enrollment Benefits Guide
• 2025 Open Enrollment Benefits Guide for individuals in the following groups: Cash-for-Life, COBRA, Long-term Disability, One Year Paid Medical, Postdoctoral Fellows, Unpaid Leave of Absence, and Workers’ Compensation.

Completing Open Enrollment Online: After completing enrollment through the EBS Portal, you will receive an email confirmation statement. Review the confirmation statement to validate your plan elections are correct. If your elections look correct, you have completed Open Enrollment. If you would like to make any changes, you can go back through the Open Enrollment application in the EBS Portal through October 31 and review the confirmation statement received after making the desired changes.

Completing Open Enrollment via Email/Mail: If you were mailed the Benefits Open Enrollment Guide and you submitted an enrollment/change form via email or mail, you can login to the EBS Portal, select My Benefits on the top navigation, click on Current Benefits Participation and preview your benefit confirmation statement to validate your plan elections. If your elections look correct, you have completed Open Enrollment. If you would like to make changes, you can submit a new enrollment form through October 31 and review the Benefits Confirmation Statement received after making the desired changes.

Note: Please allow 3–5 days for delivery of the U.S. mail. Once received by our HR Solutions Center, your enrollment elections will be completed within 7–10 business days. If you do not see your updated elections at that time, please contact our HR Solutions Center at SolutionsCenter@hr.msu.edu or 517-353-4434 (toll-free 800-353-4434) to verify receipt.

Please review the 2025 MSU Retiree Open Enrollment Benefits Guide for the 2025 plan year.

Humana and Personify Health will be presenting during the MSU Benefits Fair at the following times (no need to RSVP): 

• MSU Benefits Fair (In-person) on October 3 at the Breslin Student Events Center
  MSU Medicare Advantage Plan: 2:00 p.m. – 3:00 p.m. | 3:30 p.m. – 4:30 p.m. 
  MSU Non-Medicare Plan: 5:00 p.m. – 6:00 p.m.
• Find more details on the MSU Benefits Fair webpage, including parking information and participating vendors.

Please use the following links to learn more about the MSU retiree health care plans.

• Humana and Personify Health Information on the HR Website
• Humana Website for Medicare Eligible Enrollees: visit this page to learn more about your health and prescription coverage in the MSU Medicare Advantage plan. 

Please find monthly premium rates for 2025 plan year health and dental plans, including rates for MSU retirees who worked part-time while employed, on the Retiree Monthly Premiums for Health and Dental (including part-time retirees) webpage.

• 2024 Faculty/Academic Staff Open Enrollment Benefits Guide
• 2024 Support Staff Open Enrollment Benefits Guide
• 2024 MSU Retiree Open Enrollment Benefits Guide
• 2024 Open Enrollment Benefits Guide for individuals in the following groups: Cash-for-Life, COBRA, Long-term Disability, One Year Paid Medical, Postdoctoral Fellows, Unpaid Leave of Absence, and Workers’ Compensation.

The Affordable Care Act requires that health plans and employers that provide self-insured plans provide comparative information to consumers on health plan options. In order to help consumers compare various plans that may be available to them, Summary of Benefits and Coverage (SBC) documents like the ones provided on this page are laid out in a specific format and include specific groupings of information determined by the Affordable Care Act. The following SBC documents are available for health plan options MSU makes available to faculty and staff. Not all individuals are eligible for all plans.

• Find 2024 SBC documents here.