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2024 Plan Year Monthly Health care and dental PRemiums for retirees

Below you'll find 2024 plan year monthly health care and dental plan rates for MSU retirees, including retirees that worked part-time while employed. Health plan eligibility is based on the Medicare eligibility of you and your dependents.

Contact the Solutions Center at SolutionsCenter@hr.msu.edu or 517-353-4434 with questions.

2024 Plan Year Monthly Health Care Premiums for Retirees

Retired Support Staff Hired Before July 1, 2002 and Retired Faculty Hired Before July 1, 2005

Retired Support Staff Hired Before July 1, 2002 and Retired Faculty Hired Before July 1, 2005
Plan Coverage Full Time 3/4 Time 1/2 Time
Group Medicare Advantage
PPO Plan
 (Medicare Eligible Only) 		Retiree Only Paid by MSU $30.23 $60.46
2 Person Paid by MSU $60.46 $120.92
Family Paid by MSU $90.69 $181.38
MSU Non-Medicare PPO Plan
(Non-Medicare Eligible Only) 		Retiree Only Paid by MSU $306.74 $613.49
2 Person Paid by MSU $613.49 $1,226.98
Family Paid by MSU $889.56 $1,779.12
Humana Transition PPO Plan
(Mix of Medicare Eligible and
Non-Medicare Eligible 		Retiree Only N/A N/A N/A
2 Person Paid by MSU $170.22 $340.45
Family 1 with Medicare:
Paid by MSU		 1 with Medicare:
$324.21		 1 with Medicare:
$648.42
2 with Medicare:
Paid by MSU		 2 with Medicare:
$200.45		 2 with Medicare: $400.91
3 with Medicare:
Paid by MSU		 3 with Medicare:
$230.68		 3 with Medicare:
$461.37

Retired Support Staff Hired July 1, 2002 - June 30, 2010

 

Retired Support Staff Hired July 1, 2002 - June 30, 2010
Plan Coverage Full Time 3/4 Time 1/2 Time
Group Medicare Advantage
PPO Plan
 (Medicare Eligible Only) 		Retiree Only Paid by MSU $30.23 $60.46
2 Person $120.92 $151.15 $181.38
Family $241.84 $272.07 $302.30
MSU Non-Medicare PPO Plan
(Non-Medicare Eligible Only) 		Retiree Only Paid by MSU $306.74 $613.49
2 Person $1,226.98 $1,533.72 $1,840.47
Family $2,331.26 $2,638.00 $2,944.75
Humana Transition PPO Plan
(Mix of Medicare Eligible and
Non-Medicare Eligible 		Retiree Only N/A N/A N/A
2 Person $559.98 $590.21 $620.44
Family 1 with Medicare:
$1,175.93		 1 with Medicare:
$1,206.16		 1 with Medicare:
$1,236.39
2 with Medicare:
$680.90		 2 with Medicare:
$711.13		 2 with Medicare: $741.36
3 with Medicare:
$801.82		 3 with Medicare:
$832.05		 3 with Medicare:
$862.28

Retired Support Staff Hired July 1, 2002 – June 30, 2010 AND the retiree is deceased. Premiums are paid by the surviving spouse/OEI 

The following health care monthly rates are for retired support staff  hired between July 1, 2002 and June 30, 2010 and the retiree is deceased. The following premiums would be paid by the surviving spouse/OEI. Please Note: the surviving spouse will pay the full-time equivalent premium regardless of the MSU retirees prior employment percentage.

Retired Support Staff Hired July 1, 2002 - June 30, 2010 AND Retiree is deceased
Plan Coverage Full Time 3/4 Time 1/2 Time
Group Medicare Advantage
PPO Plan
 (Medicare Eligible Only) 		Surviving
Spouse/OEI Only		 $120.92 N/A N/A
2 Person $241.84 N/A N/A
Family $362.76 N/A N/A
MSU Non-Medicare PPO Plan
(Non-Medicare Eligible Only) 		Surviving
Spouse/OEI Only		 $1,226.98 N/A N/A
2 Person $2,453.96 N/A N/A
Family $3,558.24 N/A N/A
Humana Transition PPO Plan
(Mix of Medicare Eligible and
Non-Medicare Eligible 		Surviving
Spouse/OEI Only		 N/A N/A N/A
2 Person $680.90 N/A N/A
Family 1 with Medicare:
$1,296.85		 N/A N/A
2 with Medicare:
$801.82		 N/A N/A
3 with Medicare:
$922.74		 N/A N/A

Retired Faculty Hired July 1, 2005 – June 30, 2010.

The following health care monthly rates are for faculty that have elected 100% MSU coverage for themselves and 0% for a spouse/OEI OR 50% MSU coverage for themselves and 50% for a spouse/OEI while both the retiree and spouse/OEI are still living.

Retired Faculty Hired July 1, 2005 - June 30, 2010
Plan Coverage Full Time 3/4 Time 1/2 Time
Group Medicare Advantage
PPO Plan
 (Medicare Eligible Only) 		Retiree  Paid by MSU $30.23 $60.46
2 Person $120.92 $151.15 $181.38
Family $241.84 $272.07 $302.30
MSU Non-Medicare PPO Plan
(Non-Medicare Eligible Only) 		Retiree  Paid by MSU $306.74 $613.49
2 Person $1,226.98 $1,533.72 $1,840.47
Family $2,331.26 $2,638.00 $2,944.75
Humana Transition PPO Plan
(Mix of Medicare Eligible and
Non-Medicare Eligible 		Retiree  N/A N/A N/A
2 Person $559.98 $590.21 $620.44
Family 1 with Medicare:
$1,175.93		 1 with Medicare:
$1,206.16		 1 with Medicare:
$1,236.39
2 with Medicare:
$680.90		 2 with Medicare:
$711.13		 2 with Medicare: $741.36
3 with Medicare:
$801.82		 3 with Medicare:
$832.05		 3 with Medicare:
$862.28

Retired Faculty Hired July 1, 2005 – June 30, 2010 with 50% MSU Coverage AND either the retiree or spouse/OEI is deceased, or they have divorced after retirement.

The following health care monthly rates are for faculty that have elected 50% MSU coverage for themselves and 50% for a spouse/OEI AND either the retiree or spouse/OEI is deceased, or they have divorced after retirement.

Retired Faculty Hired July 1, 2005 - June 30, 2010 with 50% MSU Coverage
Plan Coverage Full Time 3/4 Time 1/2 Time
Group Medicare Advantage
PPO Plan
 (Medicare Eligible Only) 		Retiree OR Surviving
Spouse/OEI Only		 $60.46 $75.57 $90.69
2 Person $181.38 $196.49 $211.61
Family $302.30 $317.41 $332.53
MSU Non-Medicare PPO Plan
(Non-Medicare Eligible Only) 		Retiree OR Surviving
Spouse/OEI Only		 $613.49 $766.86 $920.23
2 Person $1,840.47 $1,993.84 $2,147.21
Family $2,944.75 $3,098.12 $3,251.49
Humana Transition PPO Plan
(Mix of Medicare Eligible and
Non-Medicare Eligible 		Retiree OR Surviving
Spouse/OEI Only		 N/A N/A N/A
2 Person $620.44 $635.55 $650.67
Family 1 with Medicare:
$1,236.39		 1 with Medicare:
$1,251.50		 1 with Medicare:
$1,266.62
2 with Medicare:
$741.36		 2 with Medicare:
$756.47		 2 with Medicare: $771.59
3 with Medicare:
$862.28		 3 with Medicare:
$877.39		 3 with Medicare:
$892.51

Retired Faculty Hired July 1, 2005 – June 30, 2010 with 100% MSU Coverage AND the retiree is deceased. The following premiums would be paid by the spouse/OEI.

The following health care monthly rates are for faculty that have elected 100% MSU coverage for themselves and 0% for a spouse/OEI AND the retiree is deceased. The following premiums would be paid by the spouse/OEI. Please Note: the surviving spouse will pay the full-time equivalent premium regardless of the MSU retirees prior employment percentage.

Retired Faculty Hired July 1, 2005 - June 30, 2010 with 100% MSU Coverage
Plan Coverage Full Time 3/4 Time 1/2 Time
Group Medicare Advantage
PPO Plan
 (Medicare Eligible Only) 		Surviving
Spouse/OEI Only		 $120.92 N/A N/A
2 Person $241.84 N/A N/A
Family $362.76 N/A N/A
MSU Non-Medicare PPO Plan
(Non-Medicare Eligible Only) 		Surviving
Spouse/OEI Only		 $1,226.98 N/A N/A
2 Person $2,453.96 N/A N/A
Family $3,448.24 N/A N/A
Humana Transition PPO Plan
(Mix of Medicare Eligible and
Non-Medicare Eligible 		Surviving
Spouse/OEI Only		 N/A N/A N/A
2 Person $680.90 N/A N/A
Family 1 with Medicare:
$1,296.85		 N/A N/A
2 with Medicare:
$801.82		 N/A N/A
3 with Medicare:
$922.74		 N/A N/A

2024 Plan Year Monthly Dental Premiums for Retirees

Retired Support Staff Hired Before July 1, 2002 and Retired Faculty Hired Before July 1, 2005

Retired Support Staff Hired Before July 1, 2002 and Retired Faculty Hired Before July 1, 2005
Plan Coverage Full Time 3/4 Time 1/2 Time
Aetna Premium PPO Retiree OR Surviving
Spouse/OEI Only		 $11.14 $16.05 $20.96
2 Person $20.81 $30.21 $39.61
Family $35.84 $51.21 $66.58
Delta Dental PPO Retiree OR Surviving
Spouse/OEI Only		 Paid by MSU Paid by MSU Paid by MSU
2 Person Paid by MSU Paid by MSU $6.86
Family Paid by MSU $15.37 $30.74
Delta Dental PPO Premium Retiree OR Surviving
Spouse/OEI Only		 $21.23 $26.14 $31.05
2 Person $40.48 $49.88 $59.28
Family $66.47 $81.84 $97.21

Retired Support Staff Hired July 1, 2002 - June 30, 2010

 

Retired Support Staff Hired July 1, 2002 - June 30, 2010
Plan Coverage Full Time 3/4 Time 1/2 Time
Aetna Premium PPO Retiree OR Surviving
Spouse/OEI Only		 $11.14 $16.05 $20.96
2 Person $38.76 $43.67 $48.58
Family $77.67 $82.58 $87.49
Delta Dental PPO Retiree OR Surviving
Spouse/OEI Only		 Paid by MSU $4.91 $9.83
2 Person $17.95 $22.85 $27.78
Family $41.83 $46.73 $51.66
Delta Dental PPO Premium Retiree OR Surviving
Spouse/OEI Only		 $21.23 $26.14 $31.05
2 Person $58.43 $63.34 $68.25
Family $108.30 $113.21 $118.12

Retired Support Staff Hired July 1, 2002 – June 30, 2010 AND the retiree is deceased. Premiums are paid by the surviving spouse/OEI 

The following dental care monthly rates are for retired support staff  hired between July 1, 2002 and June 30, 2010 and the retiree is deceased. The following premiums would be paid by the surviving spouse/OEI. Please Note: the surviving spouse will pay the full-time equivalent premium regardless of the MSU retirees prior employment percentage.

Retired Support Staff Hired July 1, 2002 - June 30, 2010
Plan Coverage Full Time 3/4 Time 1/2 Time
Aetna Premium PPO Surviving
Spouse/OEI Only		 $30.79 N/A N/A
2 Person $58.41 N/A N/A
Family $97.32 N/A N/A
Delta Dental PPO Surviving
Spouse/OEI Only		 $19.65 N/A N/A
2 Person $37.60 N/A N/A
Family $61.48 N/A N/A
Delta Dental PPO Premium Surviving
Spouse/OEI Only		 $40.88 N/A N/A
2 Person $78.08 N/A N/A
Family $127.95 N/A N/A

Retired Faculty Hired July 1, 2005 – June 30, 2010.

The following dental care  monthly rates are for faculty that have elected 100% MSU coverage for themselves and 0% for a spouse/OEI OR 50% MSU coverage for themselves and 50% for a spouse/OEI while both the retiree and spouse/OEI are still living.

Retired Faculty Hired July 1, 2005 - June 30, 2010
Plan Coverage Full Time 3/4 Time 1/2 Time
Aetna Premium PPO Retiree Only $11.14 $16.05 $20.96
2 Person $38.76 $43.67 $48.58
Family $77.67 $82.58 $87.49
Delta Dental PPO Retiree Only Paid by MSU $4.91 $9.83
2 Person $17.95 $22.85 $27.78
Family $41.83 $46.73 $51.66
Delta Dental PPO Premium Retiree Only $21.23 $26.14 $31.05
2 Person $58.43 $63.34 $68.25
Family $108.30 $113.21 $118.12

Retired Faculty Hired July 1, 2005 – June 30, 2010 with 50% MSU Coverage AND either the retiree or spouse/OEI is deceased, or they have divorced after retirement.

The following dental care monthly rates are for faculty that have elected 50% MSU coverage for themselves and 50% for a spouse/OEI AND either the retiree or spouse/OEI is deceased, or they have divorced after retirement.

Retired Faculty Hired July 1, 2005 - June 30, 2010
Plan Coverage Full Time 3/4 Time 1/2 Time
Aetna Premium PPO Retiree OR Surviving
Spouse/OEI Only		 $20.97 $23.42 $25.88
2 Person $48.58 $51.04 $53.50
Family $87.50 $89.95 $92.41
Delta Dental PPO Retiree OR Surviving
Spouse/OEI Only		 $9.83 $12.28 $14.74
2 Person $27.78 $30.22 $32.69
Family $51.66 $54.10 $56.57
Delta Dental PPO Premium Retiree OR Surviving
Spouse/OEI Only		 $31.06 $33.51 $35.97
2 Person $68.25 $70.71 $73.17
Family $118.12 $120.58 $123.04

Retired Faculty Hired July 1, 2005 – June 30, 2010 with 100% MSU Coverage AND the retiree is deceased. The following premiums would be paid by the spouse/OEI.

The following dental care monthly rates are for faculty that have elected 100% MSU coverage for themselves and 0% for a spouse/OEI AND the retiree is deceased. The following premiums would be paid by the spouse/OEI. Please Note: the surviving spouse will pay the full-time equivalent premium regardless of the MSU retirees prior employment percentage.

Retired Support Staff Hired July 1, 2002 - June 30, 2010
Plan Coverage Full Time 3/4 Time 1/2 Time
Aetna Premium PPO Surviving
Spouse/OEI Only		 $30.79 N/A N/A
2 Person $58.41 N/A N/A
Family $97.32 N/A N/A
Delta Dental PPO Surviving
Spouse/OEI Only		 $19.65 N/A N/A
2 Person $37.60 N/A N/A
Family $61.48 N/A N/A
Delta Dental PPO Premium Surviving
Spouse/OEI Only		 $40.88 N/A N/A
2 Person $78.08 N/A N/A
Family $127.95 N/A N/A

Contact Information

If you have questions regarding eligibility and enrollment, contact the HR Solutions Center at 517-353-4434 or SolutionsCenter@hr.msu.edu. If you have questions about plan coverage, please use the following contact the provider directly:

  • Humana: 800-273-2509
  • Delta Dental: 800-524-0149
  • Aetna: 877-238-6200

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