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Summaries of benefits and coverage

The Affordable Care Act requires that health plans and employers that provide self-insured plans provide comparative information to consumers on health plan options. In order to help consumers compare various plans that may be available to them, Summary of Benefits and Coverage (SBC) documents like the ones provided on this page are laid out in a specific format and include specific groupings of information determined by the Affordable Care Act. The following SBC documents are available for health plan options MSU makes available to faculty and staff. Not all individuals are eligible for all plans. If you have questions about what plans you may be eligible for, contact MSU Human Resources at 517-353-4434 or 1-800-353-4434.

BCN (Active Faculty version)  20212020

BCN (Active Staff version)  20212020

BCN (Retiree Faculty and Staff version)  2020 (Effective through Dec. 31, 2020)

BCN (Graduate Assistant version)  2020-2021 2019-2020

Community Blue PPO (Active Faculty and Academic Staff version)  2021 | 2020

Community Blue PPO (Pre-65 Retiree Faculty and Academic Staff version)  2020 (Effective through Dec. 31, 2020)

Community Blue PPO (Active Support Staff version)  2021 | 2020

Community Blue PPO (Pre-65 Retiree Support Staff version)  2020 (Effective through Dec. 31, 2020)

Humana Group Medicare Advantage PPO 2021 (Effective Jan. 1, 2021)

Humana Group Medicare Advantage PPO Prescription Benefits Summary 2021 (Effective Jan. 1, 2021)

Humana MSU Non-Medicare PPO 2021 (Effective Jan. 1, 2021)

Humana MSU Non-Medicare Indemnity 2021 (Effective Jan. 2, 2021)

Traditional (Active Faculty and Staff version)   2020 (Effective through Dec. 31, 2020)

Traditional (Retiree version)  2020 (Effective through Dec. 31, 2020)

Transition (Active Faculty and Staff version)  2020 (Effective through Dec. 31, 2020)

Transition (Retiree)  2020 (Effective through Dec. 31, 2020)

CDHP  20212020

Additional Information

You can find additional information on these health plans, including eligibility guidelines and rates, in MSU's Enrollment Guides:

2021 Open Enrollment Guide for Active Faculty and Academic Staff

2021 Open Enrollment Guide for Active Support Staff 

2021 Open Enrollment Packet for Retirees

 

We've requested accessible versions of website documents from vendors. If you have difficulty reading any documents, contact the HR Solutions Center at 517-353-4434 or SolutionsCenter@hr.msu.edu.
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