Summary of benefits and coverage (SBC)
The Affordable Care Act (ACA) requires that health plans and employers that provide self-insured plans provide comparative information to consumers on health plan options. In order to help consumers compare various plans that may be available to them, Summary of Benefits and Coverage (SBC) documents like the ones provided on this page are laid out in a specific format and include specific groupings of information determined by the Affordable Care Act. The following SBC documents are available for health plan options MSU makes available to faculty, staff, and retirees. Not all individuals are eligible for all plans. If you have questions about what plans you may be eligible for, contact MSU Human Resources at 517-353-4434, 800-353-4434 or SolutionsCenter@hr.msu.edu.
Aetna (Graduate Assistant Version) 2024-2025
Aetna (Student Health Insurance Plan (SHIP) Version) 2024-2025
BCN (Active Faculty Version) 2024 | 2025
BCN (Active Support Staff Version) 2024 | 2025
BlueCard Out-of-State 2024 | 2025
Community Blue PPO (Active Faculty and Academic Staff Version) 2024 | 2025
Community Blue PPO (Active Support Staff Version) 2024 | 2025
Consumer Driven Health Plan (CDHP) 2024 | 2025
MSU Medicare Advantage Plan (MAPD) 2024 | 2025
MSU Medicare Advantage Prescription Benefits Summary 2024 | 2025
MSU Non-Medicare Plan 2024 | 2025
MSU Non-Medicare Indemnity 2024 | 2025
Additional Information
You can find additional information on these health plans, including eligibility guidelines and rates, in MSU's Enrollment Guides:
2025 Plan Year:
- 2025 Faculty/Academic Staff Open Enrollment Benefits Guide
- 2025 Support Staff Open Enrollment Benefits Guide
- 2025 MSU Retiree Benefits Open Enrollment Benefits Guide
2024 Plan Year:
- 2024 Faculty/Academic Staff Open Enrollment Guide
- 2024 Support Staff Open Enrollment Guide
- 2024 MSU Retiree Benefits Open Enrollment Guide
We've requested accessible versions of website documents from vendors. If you have difficulty reading any documents, contact the HR Solutions Center at 517-353-4434 or SolutionsCenter@hr.msu.edu.