Regular active full-time and part-time (50.0%-89.9%) support staff and faculty/academic staff with a continued appointment of nine months or more and their eligible dependent(s).

Eligible dependents, for voluntary benefits, vary by the type of benefit.

• Legal Spouse - Eligible for all voluntary benefits.
• Other Eligible Individual (OEI) - Eligible for all voluntary benefits except for Critical Illness insurance.
• Dependent Child(ren) - Eligible through the end of the calendar year during which the child turns age 23.

More information related to Eligible Dependents and Required Documentation can be found here.

Cancellation of vision, legal, or critical illness insurance is only allowed during the annual Open Enrollment period in October or as the result of a Qualifying Life Event (QLE) (e.g., marriage, divorce, death, birth/adoption, or change in employment).

Auto, home or pet insurance may be cancelled at any time through the MSU Benefits Plus website.

You may enroll for voluntary benefits through the MSU Benefits Plus website.

If you are enrolling as a result of a Qualifying Life Event (QLE) (e.g. marriage, divorce, death, birth/adoption, or change in employment), please contact MSU Benefits Plus Customer Care at 888-758-7575.

Enrollment in vision, legal, or critical illness insurance is only allowed during the annual Open Enrollment period in October unless you are newly hired or appointed OR have a Qualifying Life Event (QLE) (e.g., marriage, divorce, death, birth/adoption, or change in employment). In those instances, you will have 30 days from the event or new hire/appointment to enroll. You may enroll in auto, home or pet insurance at any time. Your enrollment will continue (no need to re-enroll during Open Enrollment) unless you cancel.

Payroll deductions will be taken monthly (1st paycheck for bi-weekly paid employees) for all voluntary benefits.

Vision, Legal, and Critical Illness Insurance:
If you enroll during Open Enrollment in October, the effective date would be January 1^st of the following year.

New employees or employees with a Qualifying Life Event (QLE) may enroll within 30 days of their hire date or QLE.  Their coverage would be effective as follows:

• If you enroll between the 1st-15th of the month, your coverage will be effective the first of the month following the date of enrollment (i.e. if enrollment occurs January 1-15, coverage is effective February 1).
• If you enroll between the 16th and the last day of the month, your coverage will be effective the first of the month after the month following enrollment (i.e. if enrollment occurs January 16-31, coverage is effective March 1).

Auto, Home and Pet Insurance:
Varies by enrollment date.

For vision, legal, or critical illness, you can only make changes during the Open Enrollment period in October or as the result of a Qualifying Life Event (QLE) (e.g. marriage, divorce, death, birth/adoption, or change in employment).

You can make changes to auto, home and pet insurance any time.

Vision, Legal and Critical Illness Insurance:

Dependent children are eligible through the end of the calendar year during which the child turns age 23 with no restrictions such as student enrollment or IRS dependency.

It is your responsibility to cancel coverage when dependent children no longer qualify in order to stop premium deductions.

Auto Insurance:
Family members who are resident relatives in the same household are covered with no age limitations.

If the Leave of Absence is unpaid, employees will be directly billed for all voluntary benefits.

If the Leave of Absence is paid, premiums will continue to be deducted from the employee's paycheck monthly.

Employees will be sent a direct bill option, after they are terminated/separated from the university, so that they may continue their coverage. However, if they elect not to continue their coverage, their coverage will terminate as follows:

Vision Insurance:

The end of the month of termination/separation.

Auto/Home, Critical Illness, Legal, Long-Term Care, and Pet Insurance:

The last calendar day of the month for which the employee has paid a full month's worth of premium.