Student and Graduate Assistant Insurance Plans
Michigan State University (MSU) offers students and graduate assistants comprehensive health, dental, and vision plans for themselves and eligible dependents. Visiting scholars may be eligible to enroll in the student health plan.
MSU Student Health Insurance Plan (SHIP) and Graduate Assistant Health Insurance Plan (GAHIP) are administered by Academic HealthPlans (AHP) with Aetna providing the health insurance coverage. MSU’s Olin Health Center offers care to students, Graduate Assistants and visiting scholars. Health plan rates may be found here.
Graduate Assistants, medical, veterinary medicine, and international students are automatically enrolled in health insurance. Graduate Assistants, medical, veterinary medicine and a limited number of eligible international students who can demonstrate another form of US-based health insurance coverage that meets the applicable waiver criteria, may apply for a waiver. Waivers are required each semester.
Health Enrollment and Waiver Periods for 2026-2027 Plan Year
| Coverage Period | Effective Date | Termination Date | Open Enrollment and Waiver Dates |
| Fall 2026/2027 | August 16, 2026 | February 15, 2027 | July 13, 2026 - October 9, 2026 |
| Spring I 2026/2027 | January 1, 2027 | August 15, 2027 | December 1, 2026 - March 15, 2027 |
| Spring II 2026/2027 | February 16, 2027 | August 15, 2027 | December 1, 2026 - March 15, 2027 |
| Spring III (Summer) 2026/2027 | May 17, 2027 | August 15, 2027 | April 12, 2027 - July 9, 2027 |
| 1st Year Early Arrival COM | June 1, 2027 | August 15, 2027 | April 12, 2027 - July 9, 2027 |
2025-2026 Spring III/Summer/Quarter 4 enrollment and waiver period is open from April 13, 2026-July 10 2026.
