Student and Graduate Assistant Insurance Plans

Michigan State University (MSU) offers students and graduate assistants comprehensive health, dental, and vision plans for themselves and eligible dependents. Visiting scholars may be eligible to enroll in the student health plan.

MSU Student Health Insurance Plan (SHIP) and Graduate Assistant Health Insurance Plan (GAHIP) are administered by Academic HealthPlans (AHP) with Aetna providing the health insurance coverage. MSU’s Olin Health Center offers care to students, Graduate Assistants and visiting scholars.

All medical, veterinary medicine and a limited number of eligible international students who can demonstrate another form of US-based health insurance coverage that meets the applicable waiver criteria, may apply for a waiver. Waivers are required each semester.

2024-2025 Spring III/Summer/Quarter 4 enrollment and waiver period is open from April 1, 2025-July 11, 2025.

Health Enrollment and Waiver Periods for 2025-2026 Plan Year

Enrollment Period

Effective Date Termination Date Open Enrollment and Waiver Dates
Fall 2025/2026 August 16, 2025 February 15, 2026 July 14, 2025 - September 30, 2025
Spring I 2025/2026 January 1, 2026 August 15, 2026 December 1, 2025 - March 15, 2026
Spring II 2025/2026 February 16, 2026 August 15, 2026 December 1, 2025 - March 15, 2026
Spring III 2025/2026 May 11, 2026 August 15, 2026 April 13, 2026 - July 10, 2026
1st Year Early Arrival COM June 1, 2026 August 15, 2026 April 13, 2026 - July 10, 2026

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