Student and Graduate Assistant Insurance Plans
Michigan State University (MSU) offers students and graduate assistants comprehensive health, dental, and vision plans for themselves and eligible dependents. Visiting scholars may be eligible to enroll in the student health plan.
MSU Student Health Insurance Plan (SHIP) and Graduate Assistant Health Insurance Plan (GAHIP) are administered by Academic HealthPlans (AHP) with Aetna providing the health insurance coverage. MSU’s Olin Health Center offers care to students, Graduate Assistants and visiting scholars.
All medical, veterinary medicine and a limited number of eligible international students who can demonstrate another form of US-based health insurance coverage that meets the applicable waiver criteria, may apply for a waiver. Waivers are required each semester.
2024-2025 Spring III/Summer/Quarter 4 enrollment and waiver period is open from April 1, 2025-July 11, 2025.
Health Enrollment and Waiver Periods for 2025-2026 Plan Year
Enrollment Period |
Effective Date | Termination Date | Open Enrollment and Waiver Dates |
Fall 2025/2026 | August 16, 2025 | February 15, 2026 | July 14, 2025 - September 30, 2025 |
Spring I 2025/2026 | January 1, 2026 | August 15, 2026 | December 1, 2025 - March 15, 2026 |
Spring II 2025/2026 | February 16, 2026 | August 15, 2026 | December 1, 2025 - March 15, 2026 |
Spring III 2025/2026 | May 11, 2026 | August 15, 2026 | April 13, 2026 - July 10, 2026 |
1st Year Early Arrival COM | June 1, 2026 | August 15, 2026 | April 13, 2026 - July 10, 2026 |