403(b) Supplemental retirement program

MSU offers a voluntary, tax-deferred 403(b) Supplemental Retirement Program (SRP). This program is funded entirely by employee contributions on a pretax basis. Your contributions are deducted from your salary before taxes are taken out. You also pay no taxes on the earnings in your 403(b) SRP until you withdraw funds from the account. You may enroll in the 403(b) SRP and change or cancel the amount of your contribution at any time.

For employees who are in a temporary or on-call position, you may enroll in the 403(b) SRP at any time. For retirees who return to work in a temporary or on-call position, please contact the HR Solutions Center at SolutionsCenter@hr.msu.edu or 517-353-4434 for information to enroll, change the percent contribution, or disenroll.