MSU STUDENT HEALTH INSURANCE PLAN 

The MSU student health insurance plan (SHIP) offers health coverage for students and their eligible dependents through Blue Care Network (BCN). If you are a graduate assistant, medical student or international student, you are enrolled  automatically  in the SHIP. If you are a student that does not fall into one of these groups, you are eligible to  voluntarily  enroll in the SHIP. Through this plan, you have access to quality health care through hospitals, physicians and affiliated health care professionals in the BCN provider network.  Locate a provider through the BCN website.

Important Notices

  • Coronavirus Update: Review the Coronavirus: MSU Benefit Resources page for health care options to help you and your family.
  • Waiver Option Changes for International Students: Under usual circumstances, most international students would not be allowed to waive coverage; however, due to the COVID-19 health care crisis, the University recognizes many international students may remain outside the U.S. for the fall semester. If you are an international student and you fall into this situation, you may be allowed to waive the MSU SHIP for the fall semester. Find more information about which international students are eligible to waive coverage.

Eligibility and Enrollment Info 

If you are taking one or more credits for the enrollment period and are in one of these student categories, you are eligible to participate in the plan. Eligible students include:

  • Voluntary Enrolled Students:
    • MSU College of Law students
    • Undergraduate and graduate students
    • Visiting Scholars (not eligible for employee health insurance)
    • Fellowship students
    • Lifelong Education Students (taking one or more credits)
    • English Language Program students
    • Students Completing Optional Practical Training (OPT)
    • Post Docs/Research Associates/Adjunct Professors (Not eligible for employee health insurance)
    • Nursing Students
  • Automatically Enrolled Students:
    • International students
    • Medical students
    • Veterinary students
  • Eligible dependents of students enrolled in the SHIP:
    • Spouse/Other Eligible Individual
    • Children (must be under the age of 26)
    • Stepchildren (must be under the age of 26)

International, medical and veterinary students are automatically  enrolled in the SHIP and charged on their student account. All other students can voluntarily  enroll in the SHIP here.

Blue Care Network (BCN) partners with Relation for enrollment and payment for the student health plans. Visit the BCN website for more information on the SHIP or call 800-662-6667.

Additional resources:

Medical, veterinary and some international students can currently waive out of the SHIP through the waiver system.  Find more information about which international students are eligible to waive coverage on the  HR website

Access the waiver system at https://4studenthealth.relationinsurance.com/. Choose MSU from the school dropdown and choose your plan type according to your student class (domestic, international or graduate assistant). Click "view your plan" and the "Waive SHIP" icon in the HELPFUL QUICK LINKS section. Learn more about how to waive coverage.

Review a list of waiver frequently asked questions here.

International, medical and veterinary students are  automatically  enrolled in the SHIP. Please use the following charts to learn more about enrollment periods, enrollment deadlines and coverage periods for adding dependents.

2021-22 International, Medical and Veterinary Students Coverage Periods

Coverage Period
Enrollment Period Effective Date Termination Date Deadline to Waive Coverage*
Fall August 16, 2021 February 15, 2022 July 6 - September 30, 2021
Spring I January 1, 2022 August 15, 2022 October 14, 2021 - February 28, 2022
Spring II February 16, 2022 August 15, 2022 October 14, 2021 - February 28, 2022
Spring III May 16, 2022 August 15, 2022 March 16 - June 30, 2022

 

 

 

 

 

*Most international students will not have the option to waive coverage.

2020-21 International, Medical and Veterinary Students Coverage Periods

Coverage Period
Enrollment Period Effective Date Termination Date Deadline to Waive Coverage*
Fall August 16, 2020 February 15, 2021 July 2 - September 30, 2020
Spring I January 1, 2021 August 15, 2021 October 14, 2020 - February 28, 2021
Spring II February 16, 2021 August 15, 2021 October 14, 2020 - February 28, 2021
Spring III May 16, 2021 August 15, 2021 March 16 - June 30, 2021

 

 

 

 

 

 

 

*Most international students will not have the option to waive coverage.


2021-22 International, Medical and Veterinary Students and Eligible Dependents Enrollment Periods, Deadlines and Coverage Periods

Enrollment Dates Coverage Period
Enrollment Period Enrollment Opens Enrollment Deadline Effective Date Termination Date
Fall July 26, 2021 September 30, 2021 August 16, 2021 February 15, 2022 
Spring I December 1, 2021 February 28, 2022 January 1, 2022 August 15, 2022
Spring II December 1, 2021 February 28, 2022 February 16, 2022 August 15, 2022
Spring III April 18, 2022  June 30, 2022 May 16, 2022 August 15, 2022
First Quarter July 26, 2021 September 30, 2021 August 16, 2021 November 15, 2021
Second Quarter October 18, 2021 November 30, 2021 November 16, 2021 February 15, 2022
Third Quarter January 17, 2022  February 28, 2022 February 16, 2022 May 15, 2022
Fourth Quarter April 18, 2022 June 30, 2022 May 16, 2022 August 15, 2022

 

 

 

 

 

 

 

 

 

 

 

 

2020-21 International, Medical and Veterinary Students and Eligible Dependents Enrollment Periods, Deadlines and Coverage Periods

Enrollment Dates Coverage Period
Enrollment Period Enrollment Opens Enrollment Deadline Effective Date Termination Date
Fall July 24, 2020 September 30, 2020 August 16, 2020 February 15, 2021 
Spring I December 1, 2020 February 28, 2021 January 1, 2020 August 15, 2021
Spring II December 1, 2020 February 28, 2021 February 16, 2020 August 15, 2021
Spring III April 16, 2021  June 30, 2021 May 16, 2020 August 15, 2021
First Quarter July 24, 2020 September 30, 2020 August 16, 2020 November 15, 2020
Second Quarter October 16, 2020 November 30, 2020 November 16, 2020 February 15, 2021
Third Quarter January 16, 2021  February 28, 2021 February 16, 2021 May 15, 2021
Fourth Quarter April 16, 2021 June 30, 2021 May 16, 2021 August 15, 2021

 

 

Students who are NOT international, medical or veterinary students are eligible to   voluntarily   enroll in MSU's SHIP. Please use the follow cart to learn more about enrollment periods, enrollment deadlines and coverage periods. Any premium cost is due at the time of enrollment.

2021-22 Enrollment Deadlines and Coverage Periods for Voluntarily Enrolled Students

Enrollment Dates Coverage Period
Enrollment Period Enrollment Opens Enrollment Deadline Effective Date Termination Date
Fall July 26, 2021 September 30, 2021 August 16, 2021 February 15, 2022 
Spring I December 1, 2021  February 28, 2022 January 1, 2022 August 15, 2022
Spring II December 1, 2021 February 28, 2022 February 16, 2022 August 15, 2022
Spring III April 18, 2022 June 30, 2022 May 16, 2022 August 15, 2022
First Quarter July 26, 2021 September 30, 2021 August 16, 2021 November 15, 2021
Second Quarter October 18, 2021 November 30, 2021 November 16, 2021 February 15, 2022
Third Quarter January 17, 2022 February 28, 2022 February 16, 2022 May 15, 2022
Fourth Quarter April 18, 2022 June 30, 2022 May 16, 2022

August 15, 2022

 

 

 

 

 

 

   

 

 

 

2020-21 Enrollment Deadlines and Coverage Periods for Voluntarily Enrolled Students

Enrollment Dates Coverage Period
Enrollment Period Enrollment Opens Enrollment Deadline Effective Date Termination Date
Fall July 24, 2020 September 30, 2020 August 16, 2020 February 15, 2021 
Spring I December 1, 2020  February 28, 2021 January 1, 2021 August 15, 2021
Spring II December 1, 2020 February 28, 2021 February 16, 2021 August 15, 2021
Spring III April 16, 2021 June 30, 2021 May 16, 2021 August 15, 2021
First Quarter July 24, 2020 September 30, 2020 August 16, 2020 November 15, 2020
Second Quarter October 16, 2020 November 30, 2020 November 16, 2020 February 15, 2021
Third Quarter January 16, 2021 February 28, 2021 February 16, 2021 May 15, 2021
Fourth Quarter April 16, 2021 June 30, 2021 May 16, 2021

August 15, 2021

If you are arriving early and need health insurance coverage prior to the coverage period start date, you may purchase and complete the Early Arrival Domestic Student Enrollment form  or the Early Arrival International Student Enrollment form.

If you need to enroll or change your coverage due to a Qualifying Life Event (QLE) you must contact MSU Human Resources at (800) 353-4434 or  Solutionscenter@hr.msu.edu within 31 days of the occurrence. Please see the Mid-Year Election Change page for more information.

 

 

 

 


 
We've requested accessible versions of website documents from vendors. If you have difficulty reading any documents, contact the HR Solutions Center at 517-353-4434 or SolutionsCenter@hr.msu.edu.