MSU Human Resources >> Public Act 54 Insurance Rates

Public Act No. 54 of 2011 requires Michigan public employers to freeze unionized employee wages and benefits at their current levels upon expiration of a collective bargaining agreement until a successor agreement is reached. Public employees who receive health and prescription insurance benefits under a collective bargaining agreement must bear any increased cost of maintaining these benefits after expiration of their collective bargaining agreement, and employers are authorized to make payroll deductions necessary to pay any increased costs of maintaining employee benefits.  In the case of health insurance for unionized support staff, the applicable collective bargaining agreement is the Memorandum of Understanding with the Coalition of Labor Organizations at MSU which expires on December 31, 2021.  Rates shown within enrollment will be adjusted for support staff union employees that do not have a successor agreement by January 1, 2022. For employees that are non-union, rates will be adjusted to follow their respective union group on which their benefits are usually based.  Rates are listed below:

Rates with Successor Agreement

Blue Care Network with CVS Full Time 3/4 Time 1/2 Time
Employee-only Coverage $0.00 $148.82 $297.64
Two Person Coverage $0.00 $312.52 $625.05
Family Coverage $0.00 $372.05 $744.10

 

Employee-only Coverage $263.46 $412.28 $561.10
Two Person Coverage $553.27 $865.79 $1178.32
Family Coverage $658.65 $1030.70 $1402.75
Community Blue with CVS Full Time 3/4 Time 1/2 Time

 

Consumer Driven Health Plan with CVS Full Time 3/4 Time 1/2 Time
Employee-only Coverage $26.92 $82.50 $216.25
Two Person Coverage $51.59 $109.22 $386.87
Family Coverage $60.22 $107.24 $435.99

 

Rates without Successor Agreement

Blue Care Network with CVS Full Time 3/4 Time 1/2 Time
Employee-only Coverage $9.12 $151.11 $302.20
Two Person Coverage $19.17 $317.31 $634.64
Family Coverage $22.81 $377.75 $755.51

 

Community Blue with CVS Full Time 3/4 Time 1/2 Time
Employee-only Coverage $263.46 $412.28 $561.10
Two Person Coverage $553.27 $865.79 $1178.32
Family Coverage $658.65 $1030.70 $1402.75

 

Consumer Driven Health Plan with CVS Full Time 3/4 Time 1/2 Time
Employee-only Coverage $26.92 $82.50 $216.25
Two Person Coverage $51.59 $109.22 $386.87
Family Coverage $60.22 $107.24 $435.99

 

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