MSU Retiree Voluntary Benefits
MSU retirees have the opportunity to enroll in the following voluntary, retiree-paid benefits programs:
- Vision Insurance through VSP
- Legal Insurance through ARAG
VSP Vision Insurance
You and your benefits-eligible dependents may enroll in voluntary vision coverage through VSP® Vision Care at any time of the year. Coverage is effective the first of the month following the month you enroll. You will pay monthly premiums directly to VSP. They offer savings on your eye exams and eye wear and discounts on laser vision correction and hearing aids.
Highlights include personalized care, a large variety of available eye wear and eye care and a satisfaction guarantee. You also have the option to enroll in the premium coverage plan, VSP EasyOptions, which allows members to choose an enhanced eye wear option (see website for details).
Review the plan summary sheet for basic information about the plan coverage and rates:
Questions: Contact VSP directly to enroll, make changes, or ask questions about this voluntary benefit at msuretirees.vspforme.com or call 800-400-4569.
If you are currently enrolled, you will automatically be re-enrolled for the next plan year.
ARAG Legal Insurance
This voluntary benefit offers you and your family added protection from many common legal matters. Most covered legal matters with ARAG are paid 100% in full. Some covered services include:
- Consumer protection, such as insurance disputes, warranty issues, telemarketing scams, auto purchase/repair and contractor problems.
- Financial protection for debt collection matters, Medicare/Medicaid, Social Security and veterans benefits.
- Real estate, such as buying/selling a home, home equity loans and refinancing.
- Wills and estate planning, including durable/financial power of attorney, inheritance rights, health care power of attorney, elder law and living wills.
You may also choose the UltimateAdvisor Plus™ plan, which includes additional benefits like identity theft protection, caregiving support and coverage for trusts.
Review the plan summary sheet for basic information about plan options and rates:
Questions: Contact ARAG directly to view your plan options, enroll or ask questions at the ARAG website(enter access code: 17873ret) or call 800-247-4184.
If you are currently enrolled, you will automatically be re-enrolled for the next plan year.
We've requested accessible versions of website documents from vendors. If you have difficulty reading any documents, contact the HR Solutions Center at 517-353-4434 or SolutionsCenter@hr.msu.edu.