In case of termination, benefits will be affected as follows:

• Health, dental, basic and employee-paid life, and accidental death and dismemberment coverages will continue in force until the end of the month of termination of employment.
• Long-term disability and travel accident coverages cease on the last day of active employment.
• Coverage under the health and/or dental plans may be continued in accordance with the Consolidated Omnibus Reconciliation Act (COBRA) of 1986, for up to 18 months (29 months if currently disabled and receiving Social Security Disability (SSD) or deemed disabled by SSD any time during the first 60 days of COBRA coverage) by paying a monthly premium. Flexible Spending Accounts may be continued through COBRA as well. Contact MSU Human Resources for details.
• Employee-paid life coverage may be converted by contacting the company directly within 31 days from date of termination.