MSU Human Resources >> Benefits >> Dental Coverage

Dental Coverage

MSU offers dental coverage administered by Delta Dental Plan of Michigan (traditional dental) and Aetna (a dental maintenance organization) for regular full-time and part-time (50%-89.9%) faculty, academic and support staff employees. New employees have 30 days from the date of appointment to enroll.

Payroll deductions for dental premium, if applicable, are withheld on a pre-tax basis (before federal, state, city and social security taxes are calculated), so employees will save money on their premium.

Dental Coverage Frequently Asked Questions
Policy and Procedures

Delta Dental Plan of Michigan

Delta Dental Plan covers 50% of the usual, customary and reasonable charges for most dental services. Orthodontic coverage is limited to those under 19 years of age and is subject to an individual lifetime maximum of $600. Other covered services are subject to a $600  individual calendar year maximum.

Delta Dental Coverage & Eligibility
Delta Dental Website
Delta Dental Dentist Directory

Aetna DMO

Aetna Dental Maintenance Organization (DMO®) Plan utilizes primary care dentists to lower the cost - it is a managed care dental plan. Members select a primary care dentist (PCD) from the provider network and visit their PCD as needed for treatment and care. There are fixed copays for services and there is no annual or lifetime benefit maximum or an annual or lifetime deductible.

Aetna Website
Aetna Frequently Asked Questions

Benefit Summaries

Aetna DMO (AP, AP confidential, FOP, and 274 only)
Aetna Premium DMO
Aetna Grandfathered(for retirees enrolled with Midwestern Dental prior to July 1, 2005)
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