MSU Human Resources - Student Health Insurance
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Benefits

Student Health Insurance

All individuals should be covered by some form of health insurance.  Michigan State University is pleased to offer a student health insurance plan through Aetna Student Health, that provides reasonable protection against sickness and accidents at an affordable cost.

MSU Student Coverage Options

Health Coverage:  The Student Health Insurance Base Plan is an illness and injury insurance plan that covers a variety of health care services including office visits at Olin Health Center, prescription drugs up to an annual maximum of $2,000, diagnostic treatment such as lab work and x-rays, hospitalization, specialty care, and one annual gynecological examination including mammography services.

Dental Coverage:  The plan offers dental coverage through the Midwestern Dental Plan.  Please call 1-800-544-6374 and ask for additional information and the MSU RLI Enrollment Application.

MSU Graduate Assistant Coverage Options

Health Coverage:  The MSU Graduate Assistant Health Insurance Plan covers a variety of health care services including office visits at Olin Health Center, one of these office visits may be used for a general physical examination.  The plan offers prescription drug coverage up to an annual maximum of $7,500, diagnostic treatment such as lab work and x-rays, hospitalization, specialty care and one annual gynecological examination including mammography services.  For the 2008/2009 Academic year, MSU will contribute $2,100 (annually) towards the cost of a spouse or child and $2,200 (annually) towards the cost of a spouse and/or multiple dependents.  For more information on Graduate Assistantships please visit the Graduate Assistant website.

Dental Coverage:  The plan offers dental coverage through Midwestern Dental Plan with 50% of the premium paid by MSU.  Please call 1-800-544-6374 and ask for additional information and the MSU GA/GEU Enrollment Application.

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GEU Represented Employees Only

    Other Eligible Individual Program

MSU and the GEU have implemented a pilot program effective August 15, 2008 that changes the eligibility criteria for enrollment in its student health plan for a maximum number of 15 participants. This temporary program will be reviewed at least annually to determine if it will be continued for the next plan year and will follow the guidelines of MSU’s other eligible individual program for non-union/non-represented employees.  The pilot program is scheduled to end at the conclusion of the 2009-2010 plan year.  Individuals are strongly encouraged not to forego health coverage that may be available to them from other sources. The University reserves the right to suspend this pilot program and to determine how the below-listed eligibility criteria will be applied during the pilot program.

Please review the GEU OEI Form for additional information.

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Advisory Group
Aetna's Online Enrollment
Aetna's Web Site
Base Plan Policy Summary
Coverage and Eligibility Information
Enrollment Information
Forms (Student Health Insurance)
Frequently Asked Questions (Student Health Insurance)
Graduate Assistants Continuation of Coverage
Graduate Assistants Policy Summary
Student Links
Waiver Request

E-mail questions to: studentinsurance@hr.msu.edu

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